Terms and Conditions of Use

In accessing information from this website you agree to be bound by these Terms and Conditions of Use as set out below. This website contains proprietary notices and copyright information, the terms of which you agree to observe and follow.

All content included on the website, such as text, graphics, logos, button icons, and images belong to SEFT, and are protected by United Kingdom and international copyright laws. Our graphics, logos, page headers, button icons, scripts and service names may not be used in connection with any product service without our written authorisation. If you wish to reproduce images used on this site, you must first obtain permission from us or from the credited photographer.

Website Compatibility
We support as many combinations of devices, platforms and operating systems as possible. Please be aware that older browser versions may not be optimised for viewing this website.

Your conduct
You must not use the website in any way that causes, or is likely to cause, the website or access to it to be interrupted, damaged or impaired in any way. You must use the website for lawful purposes only and must not use the website for any of the following:

Fraudulent purposes, or in connection with a criminal offence or other unlawful activity

To send, use or reuse any material that is illegal, offensive, abusive, indecent, defamatory, obscene or menacing

In breach of copyright, trademark, confidence, privacy or any other right

To cause injury to third parties

You assume full responsibility for the protection of your computer system including computer hardware software and stored data on your computer system including hardware software and stored data of third parties who may access or be otherwise connected to your computer system.  You will assume the responsibility of ensuring that programs or other data downloaded or otherwise received from this website are free from viruses, worms, Trojan horses or other items of a destructive nature.

SEFT will take reasonable steps to ensure that data transmitted electronically to the SEFT via the site or otherwise and stored by SEFT is not accessed by unauthorised third parties in accordance with the requirements of the Data Protection Act 2018, the Privacy and Electronic Communications Regulations 2003.  You accept the risk that data transmitted electronically to SEFT via this website or otherwise may be intercepted before reaching SEFT or may be accessed from SEFT’s data storage by third parties not authorised by SEFT and may be exploited unlawfully by such unauthorised third parties.

SEFT makes no representations as to the security quality or propriety of any website which may be accessed through this website and accepts no liability for the content or for any loss or damage caused or alleged to have been caused by the use of or reliance on information contained in such websites or goods or services purchased therefrom. Connected websites accessed through this website are independent websites over which SEFT does not exercise any control whether financial editorial or of any other kind and are not in any way endorsed by SEFT.

Your access to the website may also be occasionally suspended or restricted to allow for repairs, maintenance, or the introduction of new facilities or services. We will attempt to limit the frequency and duration of any such suspension or restriction.

Information contained in this website may unwittingly contain technical inaccuracies or typographical mistakes.  Information may be changed or updated without notice.  Please direct any queries relating to the information including queries as to its currency and accuracy to the person or persons stipulated in the contact page.

Warranty and Liability:
All information made available from within this website is provided "as is" for information purposes only and without warranty of any kind either express or implied including but not limited to any warranties as to non-infringement of rights merchantability or fitness for a particular purpose.